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IMPORTANT INFORMATION Fri, Sep 5, 2014 YOU MUST SPEAK DIRECTLY WITH A BROKER OF OUR OFFICE IN ORDER TO BIND OR AMEND ANY INSURANCE COVERAGES. ALL REQUESTS FOR ADDITIONS, DELETIONS OR CHANGES IN COVERAGE MUST BE CONFIRMED WITH ONE OF OUR REGISTERED INSURANCE BROKERS.
DISTRACTED DRIVERS Thu, Sep 11, 2014 The Insurance Bureau of Canada says drivers talking on the phone or texting now cause more deaths on Ontario roads than drunk drivers. As of March 18th the fines for distracted driving offences have increased to $280.00 from $155.00. The fine is for people who plead guilty. If someone is found guilty at a hearing, a justice of the peace can impose a fine of up to $500. There may be another change on the horizon as well, where drivers will receive demerit points as well as the fine. THE MESSAGE IS CLEAR - DON'T TALK OR TEXT ON THE PHONE WHILE DRIVING.
FREEZING REMINDER Fri, Nov 20, 2015 With the cold temperatures we experience in Ontario it's important to know - If you are going to be away from your home during the usual heating season for more than four (4) consecutive days - REMEMBER - You must arrange for a competent person to enter your dwelling daily to ensure that the heating is being maintained OR you must shut off the water supply & drain all the pipes & appliances. If this isn't done, your insurance WILL NOT cover damage caused by freezing of any plumbing, heating, air-conditioning, sprinkler system or domestic appliance.
ICE DAMMING Fri, Nov 20, 2015 Ice damming occurs when snow on the roof begins to melt & freezes before it has a chance to run off. As the water runs down your roof, it freezes near the roof's edge and an ice dam starts to form. When this process repeats itself a few times it eventually creates a dam made of ice that prevents water from draining away causing the water to back up under the shingles and into the home. To help avoid ice damming: . Insure that your attic is adequately insulated; . Keep roof vents free of snow so cold air can circulate in your attic; . Ensure your soffit vents are not blocked by insulation; . From inside the home, seal any perforations in the ceiling . Inspect and clean gutters and downspouts of any debris
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Did You Know

BEGINNING OCTOBER 2018 OUR OFFICE WILL NO LONGER BE OPEN ON SATURDAY MORNINGS

We still want you to be able to contact us:

For Claims Service:  Please refer to our Company specific list of after hours phone numbers to call them direct, or our Emergency phone # is 705 529 4142.

For General Inquiries:  These will be handled on the following Monday (Tuesday if long weekend).  Please call and leave a message in our general mailbox 705 527 6465 ext 101 or email insurance@minkinsurance.com with your inquiry.

If you are only able to come into our office on a Saturday:   Please call in advance to arrange an appointment with the broker that you need to see.

Disclaimer:  If you call and leave a voice mail, or email us, to make any change or request new coverage - it wil NOT be effective until confirmed by a licenced broker of Mink Insurance.

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