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IMPORTANT INFORMATIONYOU MUST SPEAK DIRECTLY WITH OUR OFFICE IN ORDER TO BIND OR AMEND ANY INSURANCE COVERAGES.
ALL REQUESTS FOR ADDITIONS, DELETIONS OR CHANGES IN COVERAGE MUST BE CONFIRMED WITH ONE OF OUR REGISTERED INSURANCE BROKERS.
| SNOW LOAD & ROOF COLLAPSEIt's been an odd winter, heavy snowfall then a thaw, another heavy snowfall and another thaw and then snow, snow and more snow. Great for outdoor sports but not so good for the roof of your home or other buildings.
A cubic foot of snow can weigh from 7 pounds for snow that is new and dry to 30 pounds for old, compacted snow. Several factors affect the amount of snow that can build up on a roof. They include: roof pitch (snow is less likely to slide off flatter roofs--3/12 pitch or less), drifting (wind blowing snow around other buildings and trees can create huge snowdrifts and uneven snow loads), lean-tos or other low roofs that receive snow or ice sliding off roofs above them, shingles or other roof decks which do not shed snow as easily as metal roofs, roof valleys or other roof areas which collect a lot of snow. It may be necessary to have the snow removed to avoid having the roof collapse, and don't forget about snow load on decks & raised patios.
Removing snow from the roof will also guard against another common winter problem: ice damming. This occurs when melted snow freezes on the edge of the roof. These build-ups of ice can force water under the shingles and into the interior of your home, causing extensive damage.
When snow removal is necessary, it should be remembered that unsafe procedures can cause collapse or damage. Consider hiring a professional. Workers must take care to prevent damaging the shingles, watch for all vents, satellite service, wires and skylites. Using plastic shovels and long handle extension roof rakes is best. If it's necessary to be on the roof care needs to be taken to avoid falls. Clean up of the snow from sidewalks/drive afterwards should be included in the service.
| MINK INK NEWSLETTER (Update)WE WILL NOT BE PRODUCING ANOTHER MINK INK UNTIL 2008. The latest issue from Winter 2006 will remain on the website for viewing until then. Thank you..
If you have any suggestions for articles you would like to see in our Newsletter please let us know. | FREEZING DAMAGE REMINDERIf you are going to be away from your home during the usual heating season for more than four (4) consecutive days - You must arrange for a competent person to enter your dwelling daily to ensure that the heating is being maintained, OR you must shut off the water supply and drain all of the pipes and appliances. If this isn't done, then your insurance WILL NOT cover any damage caused by freezing of any plumbing, heating, air-conditioning, sprinkler system, or domestic appliance. | | | |
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